Nay

I don't like them, would prefer not to see them, but they exist and I'm not of the mind that we should prevent all our users from knowing they exist.

Defederating for me seems like the equivalent of sticking our heads in the sand or plugging our ears and closing our eyes. If a particular user doesn't want to see it then they should block it personally.

I mean give the Catholic Church all the shit you want the point is to establish the correct doctrine and theologically speaking these people are objectively heretics

The price of insurance only covers the statistically predicted amount of payoffs to all people insured plus a profit. If you're building a cash value, then that's priced in, with more profit priced in for them on the equity youve built. You're better off pocketing the difference.

Yikes!

lol. lmao even