Penalties and fees in Europe for using cash. Crowd-source costs imposed on consumers in this thread.
Enough people have given up cash that it seems some widespread blindness/out-of-touchness on the assault on cash. This thread is collect scenarios of cash payers being hit with fees and other disadvantages as the war on cash moves ahead.
- Internet service: the only way to get an Internet subscription that is paid directly in cash is to buy a prepaid GSM then buy top-ups from press shops, and use the phone credit to buy Internet bundles that cost around ā¬15 for 4gb. Subscribing to a proper ISP gets the lowest price but requires paying by bank transfer. And to do that, you have to pay a fee to a 3rd-party service that takes cash and makes a transfer.
- GSM service: same problem as Internet svc. Prepaid costs more. Postpaid incurrs fees by 3rd parties.
- rail transport: online tickets are the cheapest and none of the payment methods are cash-compatible. E.g. PaySafe cards are not accepted. OTC service accepts cash but has extortionate fees. E.g. a fee of ā¬12 added to a ticket that costs ā¬10. Or you can be a victim of dynamic pricing, and pay cash after boarding, when prices are the highest.
- buses (long-haul): Dynamic pricing fucks over cash payers. You can pay online but only using a bank-dependant variety of payment instruments. You can pay cash to the driver, but only just before departure, when the price is 4Ć higher than the starting price.
- buses (public transport): some bus companies outright give no cash option. Some charge 50Ā¢ more to cash payers.
- basic utilities: cash refused. Must use a 3rd party transfer service to pay cash, for a fee.
Any other situations where paying cash has a penalty?
US Treasury might print banknotes for $250 with Trumpās face to stoke his ego. Yikes!
16d 16h ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.bbc.com
KYC is becoming: know your customerās customers. FSFEās payment provider āNexiā canceled them w/out notice for not sharing info about donors (yes, in a GDPR region)
3mon 2d ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from fsfe.org
Recent Swiss referendum included question about cash
3mon 8d ago by slrpnk.net/u/Chewie in cash@slrpnk.net from www.theregister.comyou can pay cash to take a bus and ferry to the UK, but how do you pay the travel authorisation fee (Ā£16)?
3mon 17d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net
š§šŖ(Belgium) KBC has just become a shit bank by joining the ATM cartel. Are there any ādecentā banks left in Belgium?
3mon 20d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from belgae.socialKYC should be redefined as UYC (undignify your customer); and AML should become ASDA (anti-self-determination and autonomy)
6mon 10d ago by slrpnk.net/u/activistPnk in cash@slrpnk.netEU: āYou cannot be charged a fee for paying by card, but you can be charged a fee for paying in cash.ā No worries about marginlising Americans who face discrimination by banks.
6mon 18d ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.fiserv.com(Belgium) āOnly banked people may submit a case to the appeals courtā. No bank account? ā fair trial ineligable
6mon 21d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from lemmy.sdf.org
(Belgium, 2026) Money will be withheld from unbanked pensioners and those on disability unless they can explain why they cannot open a bank account
6mon 28d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from www.rtbf.beA cop driving next to you VS. banking (with AI policing)
7mon 9d ago by slrpnk.net/u/activistPnk in cash@slrpnk.net
The Dutch ATM shit-show spreads to Belgium
7mon 13d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from fedia.io(FI- and perhaps worldwide) Banks are becoming like Britney Spearsā dad
7mon 18d ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from lemmy.sdf.org(EU) Cannot satisfy bankās KYC interrogation -- itās only reachable in their app
8mon 18d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from lemmy.sdf.org
Netherlands: āonly people with bank cards may cross this canalā
8mon 23d ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from slrpnk.netAs monopolistic ATM cartels drive out ATM diversity and competition, the EU wants to limit shops from offering cashback above ā¬50
8mon 1d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from eur-lex.europa.euAlbert Hein removed their ATMs and Spar discontinued cash back service. Plz bring a basket of goods to the cashier then abandon it.
8mon 3d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net62.2% of online payment fraud cases in Belgium were not remedied because financial institutions refuse participation in ADR (dispute resolution)
9mon 5d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from www.ombudsfin.be
privacy tip: when you pull money from the wall (š§), every banknoteās serial number is recorded in your name. Time to consider separating your tracked cash from your anonymous cash.
9mon 12d ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from netzpolitik.org
Can Albania really become a cashless economy?
9mon 17d ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.dw.comThe increasing enshitification of banks + increasingly forced banking ā forced enshitification
10mon 17h ago by slrpnk.net/u/activistPnk in cash@slrpnk.netBelgian banks demand proof of cash sources, while German ATMS do not print receipts
1y 23d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.netDude could not simply deposit ā¬50 cash into his Belgian bank account
1y 1d ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.netNow illegal in Belgium for lawyers to accept cash payments, according to a lawyer. Thus, no due process for unbanked people?
1y 2mon ago by fedia.io/u/ciferecaNinjo in cash@slrpnk.net from fedia.ioHow are ppl okay with cashless society when bank cards that should work get refused for unknown reasons? Are ppl not traveling?
1y 2mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net
South Korea is cashless
1y 3mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.seoulz.com
The UK has a cash protection lobby called the Payment Choice Alliance -- (we need more of these!)
1y 3mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.paymentchoicealliance.orgBanks in the US need not tell you who they share their data with. And recipients of your data need not tell you which bank shared the info with them, even when breached! And yes, this happened to me.
1y 4mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.netAnother reason for Americans to ditch banks/CUs: the GOP et al (Trump, Musk, DOGE) have just neutered the CFPB. Your banking protections have been revoked.
1y 4mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from newrepublic.comIf a law is frequently disregarded, lawmakers change the law to match the practice. Orgs that refuse cash are leveraging this. But we can hit back (like a couple Germans did).
1y 5mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net
Dutch banks are advising people to keep cash at home. The wisdom of Sweden and Norway is also improving as they backpeddle from cashless plans
1y 5mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.theguardian.comHow to hog disk storage space of banks that are KYC over-achievers (linux version)
1y 6mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net
Extinction Rebellion is not happy with banks -- so they have a Money Rebellion mission and a ādebt disobedienceā campaign
1y 6mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from extinctionrebellion.uk
High street banks are funding some of the worldās most notorious arms companies.
1y 7mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.ethicalconsumer.orgHow banks work; explained interview style
1y 7mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from c.imBank bounced someone for being disloyal, then asked for a favor b/c a new customer inherited the phone number of the person they booted (bank s/w could not handle it)
1y 7mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from veganism.socialPaid $2500 to a contractor, got $25 in cashback rewards. Fuck this. Contractors should give a cash discount for avoiding credit card.
1y 7mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net
Indiana police have dogs that sniff specifically for cash at the USās 2nd biggest FedEx hub, then they simply keep the money
1y 9mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from eu.indystar.comBelgian woman was interrogated for depositing ā¬300 cash into her bank account
1y 9mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.netRussian American ballerina on trial for treason over $50 pro-Ukraine donation faces up to 20 15 years incarceration
Are credit unions better than big banks? [5 min]
1y 10mon ago by slrpnk.net/u/solo in cash@slrpnk.net from youtu.beThe EU gives everyone a right to open a ābasicā bank account, but some banks put the application exclusively online
1y 10mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net(UK) Mortgages can be refused if you consume alcohol or tobacco -- so pay with cash, of course
1y 10mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from 12ft.ioWhat Is a Central Bank Digital Currency (CBDC)?
1y 10mon ago by slrpnk.net/u/solo in cash@slrpnk.net from www.investopedia.com
Netherlands plans to ban cash payments over ā¬3,000
1y 10mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from business.gov.nlEurope limits anonymous cash payments to ā¬3k and all cash payments to ā¬10k
1y 10mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.net from www.evz.de(Netherlands) What happens when you canāt pay your tab at a bar because cash is refused?
1y 11mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.netHaving fun with cashless creditors -- and making it their fault your payment is delayed
1y 11mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.netPlease use cash everywhere possible for one month.. or a year. Itās your duty.
1y 11mon ago by slrpnk.net/u/activistPnk in cash@slrpnk.netthe wisdom of a Danish & German apartment buildings replacing coin-fed laundry machines with the cloud (yikes!)
2y 20h ago by sopuli.xyz/u/freedomPusher in cash@slrpnk.net