3.9% APR
1mon 29d ago by slrpnk.net/u/Track_Shovel in lemmyshitpost from slrpnk.net
There are like 50k people who looked at the Cybertruck and thought: "I want to spend $100k on that!"
We shouldn't be judging the past here.
You speak the truth.
You comment on the truth.
You comment on a comment on the truth
you probably posted this from the future where your at a museum using ancient technologies to talk on the digital network those silly humans creatures created before they met extinction
Next to the previous comment someone etched into the display structure:
you're*
He probably me to refer to my "at a museum using ancient technologies to talk on the digital network those silly humans creatures created before they met extinction"(tm)
No if anything we should judge harder.
The fuck you mean they spent 100k on THAT
Cybertrucks literally looks like the textures of the video game haven't loaded yet.
Cars in gta3 looked better than that xD
And that's after all the nazi shit.
Besides, those lil trackers were badass and ones in good condition are still sought after. The one in the picture would probably sell for about $7,000 in that condition.
That and people still buy Jeeps.
There is always an idiot ready to be separated from their money.
I loved my 2019 Cherokee. I didn’t do any off-road things but it pulled my trailer better than my 2024 Pathfinder does. If I could, I’d switch to a Grand Cherokee without second thoughts.
Jeep has consistently ranked the in the bottom three for reliability for over 20 years.
They are poorly built which us a shame because on spec sheets they look good for off-roading but I’d never trust one in outback Australia.
It is a sacred universal law that the most reliable truck on earth is a used Toyota hilux with the machine gun bed mount package
Jeeps are weird in that they are great cars if you know how to do work yourself or have a cheap mechanic. If not then no fuck them.
that was true over a decade ago. Cheap Stellantis garbage today.
Maybe they used to be.
I rented one of the new higher end ones recently and it was absolute garbage. Would not rent again.
Yeah, that's a huge deal breaker for me. Even if I wanted to spend Jeep prices, I want to get 15 years out of a car. My 2008 G6 made it to 16 years. And the parts were crazy cheap. It's the gold standard I measure my cars to now. My car is basically just for commuting to work. No frills necessary, just good gas mileage and cheap repairs.
I loved my 2019 Cherokee.
and unsurprisingly, 7 years later you don't own it.
I didn’t sell it because it had problems. I sold it because I wanted. I changed it mainly because it pulled only 4500lb and my trailer has this maximum weight. The Nissan Pathfinder was rated 6000lb but it feels like it struggles more than the Cherokee did.
I didn’t have any major issues with it, I really liked the car.
That's a cool fucking car, I wish they still sold cars with that much personality
And death trap handling. You just look at a corner and die.
I already said I'd buy it, you can stop listing benefits
I have drifted one of these through mud and they are great :D
I've owned two Suzuki Samurais at different times in my life as my primary mode of transportation for a total of about 12 years of my life. Somehow I managed to keep all 4 wheels on the ground the whole time...well except for the times I purposefully took it airborne. Which both Samurais also had no problem with.
That's kool aid from Jeep back in the day to discredit the Samurai as unfit.
and it worked
It was fine though, for its time, the Samurai didn't flip any worse than anything else.
And yet the Model F trucks are consistent best-sellers today.
It’s the short wheelbase and solid rear axle. They are unstable even driving straight.
And with the pickup trucks, it's the high center of gravity which makes them deathtraps.
And with all cars it’s my bad driving skills that makes them deathtraps.
Same is true for any tall SUV or pickup, then people lift them so they can die faster.
They're called Jimny in Japan and Latin America. Check them out. You can import a 25+ year old one for about $7000, usually with 49k miles.
Source: I've done it twice.
I thought the Jimny was the Samurai
The Tracker was a rebadged Suzuki
Yes, a Sidekick though
@OrteilGenou @orbituary in Portugal jimmy and samurai are doferent models... the one on the photo looks lite a vitara for me
It is. But a Geo Tracker and Jimny might as well be the same.
I rented a Jimny in Aruba and took it off road. Was one of the most fun driving cars I've been in.
Totally. The new ones are so nice.
I drive a 94 Delica these days. It's a great 4x4.
I’d take that Tracker over any car built in 2026.
Very much so!
This car says tracker on the outside, but modern cars have trackers everywhere on the inside. Capitalism just keeps innovating!
No body was writing 60 month car loans in the 90s
Seriously this car was like 11k new. Companies hadn’t full on started taking advantage of everyone yet.
God damn I didn't even think they were that expensive. Just had to look it up and looks like they arranged $9,800 to 14k. I sold cars in the early 2000s and I remember selling a brand new Toyota Tacoma first gen for 10,500 out the door.
This is what I came here to say too. 12 and 24 month loans were a thing back then. The 60 month and more loans nowadays are fucking nuts.
They want you to forget 19 year olds could afford to finance brand new cars in the 90.
That car looks pretty cool and is way better than some bullshit SUV, way to have the opposite of a good opinion
Ya I would drive the FUCK out of this car.
That thing is rad as hell. Look at those wheels! Look at that decal!
My friend's dad had one and we all loved it.
It looks cool as hell though
Fits in your pocket
I would like 100% but that car today, it looks fucking awesome. What is it?
It's a Geo Tracker. Geo was a brand that GM made to make partnerships with and import foreign cars without "damaging" their brand. The Geo Tracker is a GM version of the Suzuki Samarai. With some modifications they're beasts off road.
Hilarious, Geo vehicles far outlasted any crap branded by GM.
Correct. However, a large portion of their fans are the type of people that always want to buy American. Honestly it makes sense from that standpoint. I remember everyone making fun of any Geo, especially the Tracker and the Metro. Side note, my friend had a Metro and that thing seemed to constantly be in the shop getting something fixed. I think that specific model was a dud.
There are still hundreds of those trackers on the road today. Not a single tesla or 202x chevy Malibu etc made today will be on the road in 20 years. I see junk yards full of modern cars that look like they came from a dealership because the repairs for a new engine or transmission cost more than they are worth.
I daily drive a 00 vw golf an 05 lexus that can run far into the future with me easily being able to maintain them
Geo Tracker. I had the unfortunate luck to have my driving school lessons in one of those. It's really light so when trucks passed me on the highway I could feel the car get pushed a little bit from air displacement, which was not a calming experience for a new teen driver.
Also wouldn't recommend for the back windows being made of plastic
Ha a buddy of mine had one back in my college days. We took a road trip about 50miles in the middle of winter and it was wild how sketchy that thing was. Plastic windows flapping like crazy, heat struggling to keep up because the cabin was so leaky, awful road noise, pretty much no power at highway speed, etc. I’ve heard they’re actually somewhat reliable but it would be painful to live with for any length of time.
Took a 16 hour (each way) road trip with 3 buddies across a bunch northern states during March back in the early 80s in a ragtop Jeep Cherokee. Snow, rain, cold. 2/10. Would not recommend.
That sounds like my experience in a 90s wrangler soft top
You can feel that in most small cars.
Suzuki Sidekick, a later version of the Suzuki Samurai. Would eventually be followed by rhe Suzuki Jimny. They are all incredible.
It's basically a first gen Suzuki Vitara if you want a model you'd find in Australia. It was the upmarket model from the Sierra (aka Jimny) of that era which was also a nice little 4wd albeit with a few stability issues.
a first gen Suzuki Vitara
But not the Grand Vitara...Official car of Mahk.
But the Tracker isn't a terrible choice.
It's for when you want a Jeep Wrangler, but a bit more affordable and a bit more daily usable.
Very compact, decent use of space, relatively good gas mileage for what it is, okay off-road capability, available manual transmission... There's a lot to like here. Honestly, it's the compact crossover before compact crossovers were a thing ... except that it has more off-road ability than pretty much any modern compact crossover.
People used to pay these in 24 payments at 0% in Canada. I swear to God.
I don't think five year car loans existed in the ninties. Also, you could still get a car for like two paychecks back then.
They did, that particular model was under 12k though so you were looking at 200-ish a month (5 year loan at 8%-ish) which was totally possible on the minimum wage of the day ($4.25/hr).
Ouch, that hurts to hear as a millennial
Decent chance you could get it financed for 0%, too.
Idk if you're working minimum wage that's a tough payment to make. You were making 680 a month if you could get 40hrs/week. Then taxes and gas for the car your spending half your income on your car. If you're working 40hrs you aren't a student or something so then rent and excetra. This was out of your price range if you were sensible with money and working minimum wage.
It would be tight, but not as impossible as it feels now; 680 seems a little low, my math had it closer to 730-ish. My mom got 40+ hours every week at a convenience store around that time, granted we didn't have a new car (ever), but comparing it to now it seems impossible.
Maybe I'm misremembering but rent was cheap not very long ago, in early 2004-ish I was paying $250/mo for a very small 2 bed house and the lady I ended up marrying had just moved out of a single-wide trailer that she was paying $100/mo for. At that point I was working at one of the same stores my mother had worked at except I was getting $5.15/hr (minimum wage at the time).
Now it seems like cheap rent is 5x that much and minimum wage here is still just $7.15.
At least it didn't break with software updates. My Kia was KIA after a firmware release designed to prevent what it caused.
I have a brand new 2026 colorado and the infotainment/bluetulooth is all fucked up, and sometimes it just doesnt detect my key fob. There's a maintenance memo out for it,l but no fix, meaning service department can't really do anything until a fix comes down. So im just made to wait for them to get around to fixing it. Thanks a lot, GM, you motherfuckers.
Shit like this is why I refuse to buy new cars. That and they lose half their value upon taking it home.
I had one of these for a few years. It was noisy af with a soft top. It had no guts on acceleration. Other than that, it really was peak.
Best beach city transportation. Cheap, small, convertible.
It couldn't handle much acceleration. It weighed almost nothing so it would be hard to keep from just spinning the tires if it had any more power.
If the Geo brand came back this very instant with their peak model mix, they would be insanely successful right now.
Fr take the batteries out of a cybertruck and plonk em into a Metro and that thing would get 700 miles on a charge
If it could move. Probably not made for that kind of weight!
The extra battery weight down low helps prevent roll-overs, it's a win-win
This so dumb. Trackers are a beloved classic
90s were peak car.
I had this beast...bought for $1000, drove 3 years, sold for $1000.
Women loved it, they love a frugal man.
Bruh if that were available today and electric and buy two
Sorry, all electric cars must be giant SUVs or crossovers with bland styling, built in iPads instead of knobs, and mandatory data harvesting
I remember girls with their boobs out in the geo tracker
I financed a couple vehicles in the 90’s… for 3 years. The payment on the first one didn’t even break $300, and the full sized pickup was like 375
Yeah, but I also only remember getting paid like $7 an hour working at a CD store.
There are still some people making $7/hr.
Hey now, I was making $9 fixes people’s computers over the phone
They still sell cheap, basic, manual transmission cars you can finance in this price range in the rest of the world outside of the US and Canada.
That’s all well and good, but these weren’t cheap or basic back then. Ugh, I sound old
Is this the one that had that little tilt gauge on the dash to let you know that if you cornered too hard you were gonna die?
You just posted by dream car
This has also been my dream since I first heard about it 2 minutes ago.
That’s a Geo Tracker and it was close to 40 mpg as you were going to get in the late 90s. That and the geo metro.
In the 90s anything over 3 years was frowned upon. 4 years maybe if you were desperate. Interest rates were middling, and var prices relatively about the same I think. Hard to tell but a cheap car was 7500 - 10k in the early early 90s.
It was a hopeful time, but also a crazy time, you could match your shoes to your polo, big gulp and tracksuit. Why not go the extra mile and also match your car?
TF you on? This was peak
I hate that more people didn't think that way
I want it right now and forever
My favorite car has always been my precious tiny '93 metro, but I could settle for a Tracker
I loved my cousins metro! It was like a little gokart, doing 50 felt like 70.
Oh shit, that was my first used car in the early 2000s. It was kinda fun but I mainly regretted it.
Soft top convertibles suck
Better than the soulless cars we have nowadays.
Would you like the generic 1? Or 2? It comes in grey, or, if you're feeling interesting, a limited edition greige.
My friend had one of these and it was really fun. Until he loaned it to me with the top down, and they were predicting heavy rain. It took me forever to figure out how to get the top back on. There were too many steps.
It wasn't what I'd call a highway vehicle, but it would get your around town. No power, but it weighed nothing so they were ok for slow off road use. If you draft a big enough semi you can get them up to 85.
Pretty sure I had this Micro Machine
You know these run a premium now right? A clean one will net a decent amount since the 4x4 rock crawlers love to turn them into go anywhere toys.
Reminds me that one day I want to get a Suzuki Samurai.
I recently bought the 5-door Suzuki Jimny with a roof rack and ladder, and can confirm it's the best and most satisfying car I've ever bought. Carries lumber on the roof, can drive up inclined that other 4wd cars cannot, floats over sandand mud, sipspetrol, it's fantastic. It doesn't come with a ton of stupid touchscreen controls or driver assist nonsense either, it's just - a car - like they used to sell 20 years ago. It has a keyhole in the door and the steering column. It weighs about 1/2 what a jeep weighs, and 1/3rd of a big LandCruiser.
I mean, those little Suzukis are hella cute. I would drive one.
Edit: Ah it's a Geo Tracker. Looks pretty much like a Suzuki Samurai.
It's the Tracker. :)
Chevy rebadged Suzuki vehicles, and spun off Geo to import Suzuki, Isuzu, and Toyota vehicles.
Chevrolet Sprint/Geo Metro was the Suzuki Cultus,
Tracker (pictured) was the Suzuki Sidekick, Storm was an Isuzu, and Prizm was a Corolla.
Buddy had a Prizm/Corolla back in the day. We called it the Jizm Prizm.
It died a viking death when we took it off of some 4wheeler jumps after it was diagnosed with a bad head gasket (I'm not convinced it was actually bad). I took an airbag directly to the helmet on the first jump.
Still took 30 minutes to grenade the engine via a brick on the accelerator, that was after the fun ended by blowing the front struts through the hood on the fourth or fifth jump.
Then we shot at it, and subsequently set it on fire when it wouldn't catch fire from the bullets.
Looks like a Suzuki Vitara to me
I love my Sidekick. I have a 4 door on Toyota axles and a TDi diesel. Trackers/Sidekicks were awesome little trucks.
3.9% APR
Average APR on new 48-month auto loans (couldn’t find historical data for 60-month, but 48-month is generally lower) ranged from ~11.8% to 7.5%. The average hasn’t ever been that low, but the lowest on record I found was in about 2015 at around 4.1%
My 99' Neon had a 4 (maybe 5?) year 0% interest loan :p
Lmao, touché
Only 5??
In the 90s? Sure.
one of my coworkers in the 2003-2019 wanted one and then got one and sported that mofo everywhere
My friend had that one in yellow. With the Trapper Keeper graphics.
I wonder the same thing about today’s small Fiat crossovers without any identifiable redeeming qualities.
Amigo Amigo It's for a girl And a boy
Hate cars woth a passion but I'll take that over any of they grey ones that look like all the others if I'd had to choose one.